Finixapp Terms of Service

Effective Date: April 2026
Version: 1.0
Applicable: Worldwide

Please Read This Agreement Carefully

By creating an account or using Finixapp (the “Platform”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not register for or use the Platform.

These Terms form a legally binding agreement between you and Finixapp. If you are under 18, your parent or legal guardian must review and accept these Terms on your behalf.

1. About Finixapp

Finixapp is a social discovery platform that allows users to meet new friends, share photos, videos, and stories, and explore social content from people around the world.

The Platform is built and operated by Finixapp, incorporated in India.

Platform Website: https://finixsocialapp.co.in
General Contact: support@finixsocialapp.co.in
Legal and Terms Queries: legal@finixsocialapp.co.in

2. Eligibility and Account Registration

2.1 Age Requirements

You must meet the following minimum age requirements to use Finixapp:

We do not knowingly permit children under 13 to register. If we discover that an account belongs to a child under 13, we will suspend and delete the account.

2.2 Account Registration

To use most features of Finixapp, you must register an account. When registering, you agree to:

• Provide accurate, complete, and up-to-date information.
• Not impersonate another person or entity.
• Not create an account if you have previously been suspended or permanently banned from Finixapp.
• Keep your login credentials confidential and not share your account with another person.
• Notify us immediately at security@finixsocialapp.co.in if you suspect unauthorised access to your account.

You are responsible for all activity that occurs under your account. Finixapp will not be liable for loss or damage arising from unauthorised access caused by your failure to keep your credentials secure.

3. Acceptable Use Policy

Finixapp is a platform for genuine social connection. You agree to use the Platform only for lawful purposes and in a manner that does not harm other users or Finixapp.

3.1 Permitted Activities

You may:

• Create a genuine personal profile and share your own content.
• Connect and communicate with other users.
• Report content or users that violate these Terms.
• Use the Platform for personal, non-commercial purposes unless commercial use is expressly permitted by Finixapp.
• Follow fan pages and engage with public content.

3.2 Prohibited Activities

Violations of these requirements may result in immediate content removal, account suspension, or permanent account termination.

The following restrictions apply to all content, messages, comments, stories, profiles, and other interactions on the Platform.

3.2.1 Illegal and Harmful Content

You must not:

• Post, share, or distribute content that is illegal under the laws of India or the laws applicable in your country.
• Upload child sexual abuse material or content that sexually exploits or sexualises minors in any way.
• Threaten, intimidate, harass, bully, or stalk another individual.
• Incite violence, terrorism, or hatred against any person or group, including on the basis of religion, caste, ethnicity, gender, or sexual orientation.
• Share content that promotes or encourages suicide, self-harm, or eating disorders.
• Distribute malware, viruses, or code designed to harm devices, systems, networks, or other users.

3.2.2 Misinformation and Fraud

You must not:

• Spread deliberate misinformation or disinformation that could cause public harm.
• Impersonate another person, brand, organisation, or public figure.
• Create fake profiles or operate multiple accounts to manipulate Platform activity.
• Engage in phishing, scamming, identity theft, or financial fraud.
• Use the Platform to solicit money from another user under false or misleading pretences.

3.2.3 Privacy Violations

You must not:

• Share another person’s private or confidential information without their consent, including through doxxing.
• Record, upload, or share intimate images of another person without their explicit consent.
• Collect other users’ personal data through scraping, automated tools, or other unauthorised methods.

3.2.4 Platform Integrity

You must not:

• Attempt to hack, reverse-engineer, damage, disable, or disrupt the Platform or its infrastructure.
• Use bots, scripts, or automated tools to create accounts, post content, or manipulate engagement.
• Purchase, sell, transfer, or trade Finixapp accounts or engagement metrics.
• Use the Platform to send unsolicited bulk messages or spam.
• Attempt to circumvent content moderation systems, security controls, account restrictions, or enforcement actions.

3.2.5 Commercial Restrictions

You must not:

• Use the Platform for unauthorised commercial advertising or promotion without written permission from Finixapp.
• Operate a business or commercial service on the Platform without a prior written agreement with Finixapp.

4. User Content

4.1 Your Ownership

You retain ownership of the content you post on Finixapp, including photos, videos, text, stories, comments, and other material (“Your Content”).

These Terms do not transfer ownership of Your Content to Finixapp.

4.2 Licence You Grant to Us

By posting Your Content on Finixapp, you grant Finixapp a non-exclusive, royalty-free, worldwide, and sublicensable licence to:

• Host, store, and display Your Content on the Platform.
• Reproduce and distribute Your Content to other users as intended by the Platform’s features and your selected privacy settings.
• Modify Your Content solely for technical purposes, including formatting, compression, transcoding, resizing, or display optimisation.

This licence exists only for the purpose of operating, maintaining, and improving Finixapp. It does not give Finixapp the right to sell Your Content or use Your Content in advertising without your explicit consent.

This licence ends when you delete Your Content or close your account, except where Your Content has been shared by another user. In such cases, copies shared by other users may remain available.

4.3 Your Responsibility

You are solely responsible for Your Content. By posting Your Content, you represent and warrant that:

• You own the content or have the necessary rights, licences, and permissions to share it.
• Your Content does not infringe another person’s intellectual property, privacy, publicity, or other legal rights.
• Your Content complies with these Terms and all applicable laws.

4.4 Content Moderation

Finixapp may monitor the Platform for policy violations using automated tools, user reports, and human review.

We reserve the right to restrict, remove, or disable access to content that violates these Terms, applicable law, or our safety requirements, with or without prior notice.

Repeated or serious violations may result in temporary account suspension or permanent account termination.

If your content is removed, you may submit an appeal within 14 days by contacting: appeals@finixsocialapp.co.in .

We aim to review content appeals within seven business days.

5. Intellectual Property

5.1 Finixapp Intellectual Property

The technology, design, logos, trademarks, software, source code, interfaces, databases, and Platform features associated with Finixapp are owned by Finixapp or its licensors.

You may not copy, reproduce, modify, distribute, sell, licence, or create derivative works from Finixapp intellectual property without express written permission.

5.2 Third-Party Intellectual Property

If you believe content available on Finixapp infringes your copyright, trademark, or other intellectual property rights, submit a takedown notice to: ip@finixsocialapp.co.in .

Your notice should include:

1. Your full name and contact information.
2. A description of the copyrighted work or intellectual property that you believe has been infringed.
3. The URL, profile, post, or location of the allegedly infringing content on Finixapp.
4. A statement that you have a good-faith belief that the disputed use is not authorised by the rights holder, its agent, or applicable law.
5. A statement that the information in your notice is accurate and that you are the rights holder or are authorised to act on their behalf.

We aim to respond to valid intellectual property notices within ten business days.

6. Privacy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, store, share, and protect your personal data.

The Privacy Policy is incorporated into these Terms by reference and forms part of your agreement with Finixapp.

Our GDPR and Global Rights Policy explains the privacy and data protection rights that may be available depending on your region.

7. User Safety

7.1 Reporting

Finixapp provides in-app reporting tools. You can use these tools to report:

• Abusive, harmful, threatening, or illegal content.
• Fake, misleading, or impersonation accounts.
• Spam, phishing, scam, or fraudulent activity.
• Harassment, bullying, stalking, or unwanted communication.
• Any behaviour that makes you or another person feel unsafe.

You may also submit a report through our Support page .

7.2 Child Safety and CSAE Commitment

Zero Tolerance for Child Exploitation

Finixapp maintains a strict zero-tolerance policy for child sexual abuse and exploitation.

Any account found to be creating, distributing, requesting, promoting, or engaging with child sexual abuse material or exploitative content will be:

• Immediately suspended or permanently terminated.
• Permanently restricted from using the Platform.
• Reported to relevant national or international authorities where required by law.

Relevant authorities may include the National Center for Missing and Exploited Children in the United States and the appropriate law enforcement or child-protection authorities in India.

We cooperate with authorised law enforcement agencies in investigations involving child sexual abuse or exploitation.

7.3 Emergency Safety

If you encounter content depicting an immediate threat to life or an emergency situation, contact your local emergency services immediately.

You may also report urgent safety concerns to: safety@finixsocialapp.co.in .

8. Account Suspension and Termination

8.1 Termination by You

You may delete your account at any time through the account settings available in the application.

After account deletion, your personal data will be removed or retained in accordance with our Privacy Policy. We generally aim to complete account deletion within 30 days, except where legal, regulatory, security, fraud-prevention, or record-retention requirements apply.

8.2 Termination by Finixapp

We reserve the right to restrict, suspend, or permanently terminate your account, with or without prior notice, where:

• You violate these Terms or another applicable Platform policy.
• We are required to do so by applicable law, regulation, court order, or lawful government request.
• Your account poses a safety, security, legal, or operational risk to other users or the Platform.
• Your account has remained inactive for more than 24 consecutive months.

8.3 Consequences of Termination

After your account is terminated:

• Your access to the Platform will immediately cease.
• Your public profile and content will be removed from public view, subject to applicable retention requirements.
• Licences granted to Finixapp for Your Content will terminate, except for content that has been shared or reposted by other users.
• If your account was terminated for a policy violation, you may not create another account without our written permission.

8.4 Appeals

If you believe your account was suspended or terminated in error, you may submit an appeal within 30 days by emailing: appeals@finixsocialapp.co.in .

Include your registered email address, account details, and a clear description of why you believe the enforcement action was incorrect.

We aim to review account appeals within 14 business days.

9. Disclaimers and Limitation of Liability

9.1 Platform Provided “As Is”

Finixapp is provided on an “as is” and “as available” basis.

To the extent permitted by applicable law, we make no express or implied warranties regarding the Platform’s availability, accuracy, reliability, security, suitability, or fitness for a particular purpose.

We do not guarantee that the Platform will always be uninterrupted, error-free, secure, or free from viruses or harmful components.

9.2 User-Generated Content

Finixapp does not necessarily endorse, verify, or accept responsibility for user-generated content posted on the Platform.

You access and rely on user-generated content at your own risk. Finixapp is not responsible for harm arising from your interactions with other users or your reliance on content posted by another user.

9.3 Limitation of Liability

To the maximum extent permitted by applicable law, Finixapp and its directors, officers, employees, contractors, and agents will not be liable for indirect, incidental, special, punitive, exemplary, or consequential losses arising from:

• Your use of or inability to use the Platform.
• Content posted or shared by another user.
• Unauthorised access to your account resulting from your failure to secure your credentials.
• An interruption, suspension, modification, or termination of the Platform.
• Loss of data, profits, goodwill, or business opportunities.

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, fraudulent misrepresentation, or any liability that cannot legally be excluded or limited.

10. Governing Law and Dispute Resolution

10.1 Governing Law

These Terms are governed by and interpreted in accordance with the laws of India, without regard to conflict-of-law principles.

10.2 Informal Dispute Resolution

If a dispute, claim, or controversy arises from these Terms or your use of Finixapp, we encourage you to contact us first at: legal@finixsocialapp.co.in .

We will make reasonable, good-faith efforts to resolve the dispute informally within 30 days.

If informal resolution is unsuccessful, disputes will be subject to the jurisdiction of the competent courts of India.

Users located in the European Union retain the right to bring proceedings before the courts of their member state of residence. Users in other jurisdictions may also have rights under local consumer-protection laws that these Terms do not override.

10.3 European Union Online Dispute Resolution

Where applicable, European Union users may access information about consumer dispute-resolution options through the relevant European Commission consumer resources.

11. Changes to These Terms

We may update these Terms periodically to reflect changes in our services, applicable law, technology, safety requirements, or business practices.

When we make significant changes, we may:

• Notify you through an in-app notification or email before the changes take effect.
• Post a summary of the material changes on our website or within the Platform.
• Request renewed consent where required by applicable law.

Unless otherwise stated, updated Terms will take effect on the effective date shown in the revised document.

Your continued use of Finixapp after the effective date of the updated Terms constitutes acceptance of those changes.

If you do not agree to the updated Terms, you must stop using the Platform and may delete your account.

12. General Provisions

Entire Agreement

These Terms, together with our Privacy Policy, GDPR and Global Rights Policy, Community Guidelines, and other policies expressly incorporated by reference, constitute the entire agreement between you and Finixapp regarding your use of the Platform.

Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, the remaining provisions will continue in full force and effect.

Waiver

A failure or delay by Finixapp in enforcing a right or provision under these Terms does not constitute a waiver of that right or provision.

Assignment

You may not transfer or assign your rights or obligations under these Terms without prior written consent from Finixapp.

Finixapp may assign its rights and obligations in connection with a merger, acquisition, restructuring, financing, or sale of all or part of its business or assets.

Language

These Terms are written in English. Where translated versions are provided, the English version will prevail in the event of an inconsistency, except where applicable law requires otherwise.

Force Majeure

Finixapp will not be responsible for a failure or delay caused by circumstances beyond its reasonable control, including natural disasters, acts of government, war, civil unrest, pandemics, internet outages, telecommunications failures, or failures of third-party service providers.

13. Contact Information

Our Commitment

Finixapp was built to connect people openly, safely, and honestly.

These Terms are not designed only to protect Finixapp. They are designed to protect everyone who uses the Platform from harm.

We believe that strong communities require clear, transparent, and fair rules. Thank you for being part of Finixapp.

Finixapp — Built with ❤️ in India for the world.

© 2026 Finixapp. All rights reserved.